LIVE IN AFRICA
The mid-market for stablecoin FX.
Paygrid matches payment companies and FX desks on opposite sides of a corridor and crosses them at the mid of their rates, so both keep the spread instead of paying it away. Live in Africa.
THE PROBLEM
You pay the spread on every corridor.
Every corridor costs you the spread — every time you source the other side. Even when a natural counterparty exists, there’s no neutral way to find them and no reference mid to cross at, so both sides pay the spread to source through an intermediary instead of meeting in the middle. Across daily flow, it’s real money leaking out.
HOW IT WORKS
Two sides, crossed at the mid.
We match real counterparties with opposite flow on the same corridor, then cross them at the midpoint. Non-custodial — you keep control of the funds.
Buy USDT with NGN
Your sourcing rate
1,395
MATCHED MID · 1,390
Sell USDT for NGN
Their sourcing rate
1,385
The spread you’d each pay away sourcing the other side, kept and split at the mid. You pay ₦5 less per dollar, they get ₦5 more.
01
Share your rate
Tell us your corridor, your side, and your best executable rate.
02
We find the other side
A real counterparty with the opposite flow on the same corridor.
03
Cross at the mid
You both settle directly at the midpoint, each beating your own best rate.
Net against the corridor — your flow offsets opposing flows on the same corridor, one counterparty or several. The rest can route to your LP as usual.
What matching saves
Basis points saved per side versus each side’s best executable rate.
Corridor
Saved per side
USDT / NGN
Live
~27 bps
USDT / KES
Live
~30 bps
We also run matches across other African corridors. Reach out to check.
WHO IT’S FOR
Built for both sides.
Payment companies & FX desks
You move real flow on a corridor and source the other side every day. We cross you at the mid, so you keep the spread instead of paying it away to source.
Liquidity providers & brokers
You’re holding a position you need to clear. Instead of warehousing the risk or paying the spread to offload it, we find you the natural other side at the mid.
If you have a side or run both sides, we find the other.
WHY PAYGRID
Neutral by design.
Neutral, not a dealer
We don’t take the other side or run a book. There’s no dealer spread — just a match.
You keep your pricing
We only come in at the liquidity-sourcing leg. Your rates and relationships stay yours.
Aligned fee
A small share of the savings we create. We only earn when you beat your best rate.
Built for trust
Non-custodial today, with a payment-vs-payment settlement layer on the roadmap.
VISION
A reference rate for a market that has never had one.
01
Matching network crossing real counterparties at the mid.
02
Payment-vs-Payment settlement that removes counterparty risk.
03
A neutral reference rate the whole market can price against.
FAQ
Questions, answered.
What does Paygrid do?
Do you hold our funds?
Which corridors are live?
GET STARTED
Run a corridor with us.
Tell us your corridor and your side. We’ll look for the other half and cross you at the mid.